The constitutional text

Article I · Section 8

Select any highlighted phrase to understand what it means.

The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States;

To borrow Money on the credit of the United States;

To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;

To establish an uniform Rule of Naturalization, and uniform Laws on the subject of Bankruptcies throughout the United States;

To coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures;

To provide for the Punishment of counterfeiting the Securities and current Coin of the United States;

To establish Post Offices and post Roads; To promote the Progress of Science and useful Arts, by securing for limited Times to Authors and Inventors the exclusive Right to their respective Writings and Discoveries;

To constitute Tribunals inferior to the supreme Court;

To define and punish Piracies and Felonies committed on the high Seas, and Offenses against the Law of Nations;

To declare War, grant Letters of Marque and Reprisal, and make Rules concerning Captures on Land and Water;

To raise and support Armies, but no Appropriation of Money to that Use shall be for a longer Term than two Years;

To provide and maintain a Navy;

To make Rules for the Government and Regulation of the land and naval Forces;

To provide for calling forth the Militia to execute the Laws of the Union, suppress Insurrections and repel Invasions;

To provide for organizing, arming, and disciplining, the Militia, and for governing such Part of them as may be employed in the Service of the United States, reserving to the States respectively, the Appointment of the Officers, and the Authority of training the Militia according to the discipline prescribed by Congress; To exercise exclusive Legislation in all Cases whatsoever, over such District (not exceeding ten Miles square) as may, by Cession of particular States, and the Acceptance of Congress, become the Seat of the Government of the United States, and to exercise like Authority over all Places purchased by the Consent of the Legislature of the State in which the Same shall be, for the Erection of Forts, Magazines, Arsenals, dock-Yards and other needful Buildings; -And

To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.

Source: National Constitution Center edition. Original wording is preserved; commentary explains historical and superseded provisions.

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Article I, Section 8, Clause 4b

Uniform bankruptcy laws

Current text
and uniform Laws on the subject of Bankruptcies throughout the United States;

What it means

Congress may establish uniform laws governing bankruptcy throughout the United States. Bankruptcy addresses a debtor’s inability to meet obligations and the lawful treatment of competing creditor claims.

Historical setting

Federalist 42 connected bankruptcy with commercial regulation and the difficulty of pursuing debtors across state lines. A patchwork of rules could reward strategic movement and frustrate orderly resolution of debts.

What it does

The power allows national procedures to coordinate claims and determine relief according to law. It should be distinguished from a state simply declaring particular private contracts unenforceable in violation of constitutional limits.

Debate & interpretation

Bankruptcy policy balances repayment, predictable credit, humane relief, and the possibility of productive recovery. The Constitution provides a source of authority without dictating the exact balance among those objectives.

A common misreading

A constitutional bankruptcy power does not mean every debt must be erased or every creditor must recover in full.

Think it through

How can a legal system protect the reliability of promises while recognizing that some obligations cannot realistically be paid?

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Sources & further reading

Original Madison Center commentary. Explanations distinguish the text, historical context, and interpretive disagreements.

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